Rate of Interest on Savings & various Term Deposits
| Sr. | Period of Term Deposit | Interest Rate p.a.(w.e.f. 01 January 2026) | |||||
|---|---|---|---|---|---|---|---|
| Callable Deposits | Non Callable Deposits | ||||||
| Deposits below Rs.15 Lakhs | Annualised Yield | Deposits Rs.15 Lakhs & More than Rs.15 Lakhs | Annualised Yield | Deposits Rs.1 Cr & More than Rs.1 Cr | Annualised Yield | ||
| 1. | Savings Account (Deposits below Rs. 1.00 Lakhs and Deposits above Rs. 1.00 Lakh) | 2.75 | -- | 2.75 | -- | -- | -- |
| 2. | 7 Days to 29 Days | 3.25 | -- | 3.25 | -- | -- | -- |
| 3. | 30 Days to 60 Days | 4.25 | -- | 4.25 | -- | -- | -- |
| 4. | 61 Days to 90 Days | 4.75 | -- | 4.75 | -- | -- | -- |
| 5. | 91 days to 180 Days | 4.80 | -- | 4.80 | -- | -- | -- |
| 6. | 181 days to 364 Days | 4.90 | -- | 4.90 | -- | -- | -- |
| 7. | 365 days | 6.25 | 6.40 | 6.25 | 6.40 | -- | -- |
| 8. | More than 1 Year to below 2 years | 6.25 | 6.40 | 6.30 | 6.45 | -- | -- |
| 9. | 2 years to below 3 years | 5.75 | 5.88 | 5.75 | 5.88 | -- | -- |
| 10. | 3 years to below 10 years (Maximum 10 years) | 5.75 | 5.88 | 5.75 | 5.88 | -- | -- |
| 11. | Tax Benefit Deposit Scheme (2016) | 5.75 | -- | -- | -- | -- | -- |
Sir Vithaldas Thackersey Memorial Building,9, Maharashtra Chamber of Commerce Lane, Fort, Mumbai - 400001.
