Treasury Department

Maintenance of minimum Cash Reserve Ratio (CRR) u/s 42 of Reserve Bank of India Act, 1934 & Statutory Liquidity Ratio (SLR) u/s 24 of Banking Regulation Act.1949 are prime responsibilities of Treasury Department

The department monitors daily inflow-outflow of funds through current account with RBI and manage liquidity function of the Bank. Funds required are raised through TREPS/ CROMS surplus if any are invested in SDF/Inter Bank deposits/Commercial Paper/NCD to earn income.

The Bank has 335 GILT Accounts out of which 106 accounts are Web based as on March 2025. Gilt Securities held on behalf of these constituents is INR 70724.23 cr. as on 31st March 2025. Currently we have started providing CROMS facility to our constituents.

In line with maintaining adequate SLR, department trades in Government Securities, on NDS OM Platform for exploring profit making opportunities. Total investment portfolio stood to INR 13871.21 Cr. as on March 2025 of which INR 6623.06 cr. invested in government Securities.
A Forex desk deal in major foreign currencies to support merchant business, to provide a competitive exchange rate in derivative products by performing cover operations/SWAP/Forward contract booking & in turn takes benefit of price fluctuations in the currencies to earn profit.

RTGS/NEFT Dept. working for customer 24*7*365
SMS alert facility for RTGS/NEFT transactions.
Beneficiary name look-up facility available to avoid fraud/wrong transaction.
Availability of online transaction through IMPS/NEFT on mobile application.
Availability of Cypher code Facility for doing RTGS/NEFT transaction of DCC Bank/Coop. Bank & Urban Co-op. Bank.
Do the transaction in Bulk NEFT facility available for DCC Bank/Co-op. Bank & Urban Co-op. Bank and Credit Society.
To provide SFMS portal for DCC Bank/Co-op. Bank & Urban Co-op. Bank.
Solving queries of all DCC Bank/Co-op. Bank / Urban Co-op. Bank & individual account holder regarding transaction Dispute