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Maharashtra State
Co-operative Bank Ltd.

CALL US @ 8511209700
GST NO:- 27AAAAT4066A1ZT
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Available In: मराठी | English

Balance Sheet (In lakh)

PARTICULARS Previous Year 31-Mar-2024 Current Year 31-Mar-2025
Share Capital 59074.59 59534.14
Reserves & Surplus 714540.69 776273.40
Deposits 2358292.15 2635868.50
Borrowings 1446267.04 1631305.21
Other Liabilities 143123.10 97176.35
Total Liabilities 4721297.57 5200157.60
PARTICULARS Previous Year 31-Mar-2024 Current Year 31-Mar-2025
Cash and Bank Balances 480309.40 806506.30
Investments 695388.49 697334.84
Loans and Advances 3368171.02 3558805.96
Other Assets 177428.66 137510.50
Total Assets 4721297.57 5200157.60

Profit & Loss Account

PARTICULARS Previous Year 31-Mar-2024 Current Year 31-Mar-2025
Interest Income 267828.54 335766.81
Other Income 26210.64 26298.63
Total Income 294039.18 362065.44
PARTICULARS Previous Year 31-Mar-2024 Current Year 31-Mar-2025
Interest Expenditure 175934.15 235472.58
Other Expenditure 56602.00 61434.64
Total Expenditure 232536.15 296907.22
Profit 61503.03 65158.22

Other Working Results

PARTICULARS Previous Year 31-Mar-2024 Current Year 31-Mar-2025
CD Ratio (%) 81.50% 73.25%
Recovery Performance (%) (as on June) 87.60% 95.00%
Gross NPAs 308215.21 309804.07
Net NPAs 51540.21 59104.07
% of Gross NPAs to total Advances 9.15% 8.71%
% of net NPAs to Net Loans 1.66% 1.79%
Capital Adequacy Ratio (%) 16.34% 17.61%
Net Worth 461764.12 539635.73

Coverage of Deposits under Deposits Insurance Scheme of DICGC

PARTICULARS Previous Year 31-Mar-2024 Current Year 31-Mar-2025
Period up to September 30, 2024 September 30, 2025
Deposits Assessable 614059.24 692754.61
Premium Amount Paid 368.44 415.65

Salient features of Deposit Insurance and Credit Guarantee Corporation (DICGC) scheme :

  1. Each depositor of a Bank is insured upto a maximum of ₹ 5,00,000/- (Rupees Five Lakh) for both principal and interest amount held by him in the same right and same capacity.
  2. The deposits kept in different branches of a Bank are aggregated for the purpose of insurance cover and a maximum amount of upto Rupees five lakhs.
  3. The DICGC insures principal and interest upto a maximum amount of ₹ five lakhs.
  4. For more details features of the scheme depositor may visit to DICGC Website :https://www.dicgc.org.in

Maharashtra State Co-op. Bank Ltd.

Sir Vithaldas Thackersey Memorial Building,9, Maharashtra Chamber of Commerce Lane, Fort, Mumbai - 400001.

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Maharashtra State
Co-op. Bank Ltd.

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